Personal Checking
A checking account that works for you.
Whatever your need, Dime has the right checking account. Compare the options and benefits below.
Select a checking account:
- $100 minimum deposit to open
- No monthly cycle service charge with eStatement1 service, otherwise $12 flat fee.
- Non-interest bearing
- $100 minimum deposit to open
- $12 service charge if monthly cycle average available balance is below $1,500
- Non-interest bearing
- $100 minimum deposit to open
- $15 service charge if monthly cycle average daily balance is below $2,500
- Earns Interest – Variable rate account. $2,500 monthly cycle average daily balance to obtain current APY
Better checking² across the board.
Dime checking accounts include the right tools so you to manage your money your way.
- Contactless Debit Mastercard
Manage your account with greater ease and no contact with our Debit Mastercard.
More about Debit Cards - Dime Support
Our banking professionals are here to help from Monday through Friday 8am-6pm and Saturday 8am-12pm.
Reach out - Online and mobile banking³
With 24/7 access to mobile and online banking, the bank is never closed.
Get the app
- Online bill pay
Pay your bills from your desktop or mobile device, or set recurring payments.
More about Automatic Payments - Fraud protection
Keep your money safe through CardValet to control your debit card usage.
More about Account Security - Zelle®
Send and receive money nationwide, online or from your mobile banking app.
More about Zelle
Let’s connect.
First and foremost, we’re your neighbors. We’re here to help.
Let’s discuss your financial goals and future. We understand your financial needs are unique to you. Meet with us, and we’ll help you get the most from your banking experience.
Speak with a financial professional.
Get started without leaving home. Request a call to speak with an experienced banker today to learn about the different ways Dime can help you, and get advice on the best banking solutions for your business.
Come see us in person.
With more than 60 branches from Manhattan to Montauk, our banking professionals are always nearby to make sure you have the care and expertise you deserve. Come see us in person, or schedule a video call.
More services for you.
¹ eStatement Service. The eStatement Service allows you to review your periodic statement account information electronically. You must register within Dime Online Banking in order to obtain eStatement service. Log on to Dime Online Banking at www.dime.com and select eStatement enrollment from the Options menu. See also important information regarding the eStatement Service in the Online Banking Agreement and eStatement agreement.
² Additional fees and requirements that may apply are listed in the Account Service Charge Disclosure and Terms and Conditions of Your Account, respectively.
³ Must have registered for Dime Online Banking to use Dime Mobile Banking. The Dime Mobile Banking app is available for select mobile devices. The app is free, but your mobile carrier may charge you for data and text message usage. Transfers and bill payments from savings and money market accounts may be subject to a limit of no more than 6 per monthly statement cycle.
